{"id":84,"date":"2024-06-04T17:22:14","date_gmt":"2024-06-04T17:22:14","guid":{"rendered":"https:\/\/planright-insure.com\/?page_id=84"},"modified":"2024-06-04T17:28:05","modified_gmt":"2024-06-04T17:28:05","slug":"medicare","status":"publish","type":"page","link":"https:\/\/planright-insure.com\/?page_id=84","title":{"rendered":"Medicare"},"content":{"rendered":"\n

PART A<\/mark><\/strong><\/p>\n\n\n\n

Covers:<\/strong>
\u2013 Inpatient hospital stays
\u2013 Care in a skilled nursing facility
\u2013 Hospice care
\u2013 Some home health care<\/p>\n\n\n\n

Cost:<\/strong>
\u2013 Part A of Medicare usually has no monthly premium if you or your spouse paid Medicare taxes for a total of 40 quarters while working<\/p>\n\n\n\n

\u2013 Deductibles\/copays (varies depending on the service)<\/p>\n\n\n\n

PART B<\/mark><\/strong><\/p>\n\n\n\n

Covers things like:<\/strong>
\u2013 Doctor visits
\u2013 Outpatient care
\u2013 Medical supplies
\u2013 Preventative services
\u2013 Mental Health services
\u2013 Ambulance services
\u2013 Laboratory tests and X-rays
\u2013 Rehabilitation services
\u2013 Home Health Care<\/p>\n\n\n\n

Costs:<\/strong>
\u2013 Monthly Premium
\u2013 Annual Deductible
\u2013 80\/20 coinsurance of Medicare approved amount<\/p>\n\n\n\n

*Example: If the Doctor bill is $100, the beneficiary pays $20 or 20%.<\/p>\n\n\n\n

PART C<\/mark><\/strong><\/p>\n\n\n\n

(Also called a Medicare Advantage Plan)<\/strong><\/p>\n\n\n\n

Covers:<\/strong>
\u2013 Part A
\u2013 Part B
\u2013 Many also cover part D
\u2013 Coverage is all under one plan administered by a private insurance company.<\/p>\n\n\n\n

Cost:<\/strong>
\u2013 Monthly premium varies between private insurance companies
\u2013 If it covers part D, there may be a prescription Annual Deductible
\u2013 Copays for different services<\/p>\n\n\n\n

PART D<\/mark><\/strong><\/p>\n\n\n\n

(Also called Prescription Drug Plan)<\/strong><\/p>\n\n\n\n

Covers:<\/strong>
\u2013 Medications<\/p>\n\n\n\n

Cost:<\/strong>
\u2013 Varies<\/p>\n\n\n\n

*Part D Prescription Drug Plan, although part of the Medicare Program, is not offered directly through CMS \u2013 The Center for Medicare and Medicaid Services. If one wishes to enroll in Part D program, it is done through a private insurance company\u2019s approved plan.<\/p>\n\n\n\n

MEDIGAP<\/mark><\/strong><\/p>\n\n\n\n

(Also called Medicare Supplement Plan)<\/strong><\/p>\n\n\n\n

Medicare Supplement Insurance Plan(s) will help pay Part A and Part B deductibles, as well as the Part B coinsurance. The amount the insurance company will pay depends on which plan you purchase. All Medicare Supplement Insurance Plan(s) are standardized by the federal government and labeled \u201cA\u201d through \u201cN.\u201d This means the only difference in benefits for a standardized Medicare Supplement Insurance Plan is the premium an insurance company charges.<\/p>\n\n\n\n

Do Medicare Supplements cover prescription drugs?<\/strong><\/h6>\n\n\n\n
    \n
  • Medicare Supplement Insurance Plan(s) do not include a qualifying Part D Prescription Drug Plan.<\/li>\n\n\n\n
  • Some plans, however, offer prescription discounts. A separate stand-alone Part D Prescription Drug Plan is often purchased for prescription coverage<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

    PART A Covers:\u2013 Inpatient hospital stays\u2013 Care in a skilled nursing facility\u2013 Hospice care\u2013 Some home health care Cost:\u2013 Part A of Medicare usually has no monthly premium if you or your spouse paid Medicare taxes for a total of 40 quarters while working \u2013 Deductibles\/copays (varies depending on the service) PART B Covers things…<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"_links":{"self":[{"href":"https:\/\/planright-insure.com\/index.php?rest_route=\/wp\/v2\/pages\/84"}],"collection":[{"href":"https:\/\/planright-insure.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/planright-insure.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/planright-insure.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/planright-insure.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=84"}],"version-history":[{"count":2,"href":"https:\/\/planright-insure.com\/index.php?rest_route=\/wp\/v2\/pages\/84\/revisions"}],"predecessor-version":[{"id":87,"href":"https:\/\/planright-insure.com\/index.php?rest_route=\/wp\/v2\/pages\/84\/revisions\/87"}],"wp:attachment":[{"href":"https:\/\/planright-insure.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}